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Please carefully consider the investment objectives, risks, charges and expenses of the Fund. This and other important information is contained in the Fund's Prospectus and the Summary Prospectus, which can be obtained by calling (888)524-9441. Read the Prospectus carefully before investing.

Mutual funds are distributed by Northern Lights Distributors, LLC. Altegris Advisors and Northern Lights Distributors, LLC are not affiliated. Mutual funds involve risk including possible loss of principal.

Diversification does not ensure profit or protect against loss in a positive or declining market. There is no guarantee that any investment will achieve its objectives, generate profits, or avoid losses.